|     New 
York State  Real Estate Broker & Sales Licenses 
  |  
  Frequently 
Asked Questions provided by NYS DoS  Applicants for Real Estate Broker 
and Salesperson Licensure  Do I need to be licensed?  Generally, 
Article 12-A of the Real Property Law provides that anyone who, on behalf of another 
and for a fee, 1) negotiates a sale, exchange or rental of real property, 2) collects 
rent, or 3) negotiates a commercial loan secured by a mortgage must be licensed 
as a real estate broker.  What is the difference between a real estate broker 
and a real estate salesperson? 
  A real estate broker is responsible 
for the supervision and conduct of the real estate brokerage business. He or she 
applies for and holds the license on behalf of the brokerage. This person is known 
as the "representative broker." A real estate salesperson works for 
and is supervised by the representative broker. The salesperson acts as the representative 
broker's agent. All listings, although perhaps negotiated by a salesperson, are 
accepted by the representative broker. 
 
 
 Get 
your real estate continuing education online!   
 Sales, broker, appraisal, home inspection, mortgage and continuing education 
courses are in full accordance with regulations of NY Department of State, Division 
of licensing services. 
  New 
York Real Estate Schools
 
  
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 The 
Manfred Real Estate Learning Center
  Get 
your real estate continuing education online!  It's quick , easy and very affordable!
  click 
here 
   Contact 
MBH today to learn more about the best continuing education on-line 
in New York! Every 
continuing education course is written 
by and for New Yorkers & certified by the New York Department 
of State. click 
here  |  
 
  |  
 How 
do I become a real estate salesperson or broker?  In order to qualify for 
licensure as a real estate salesperson, an applicant must have satisfactorily 
completed a 45 hour salesperson qualifying education course in real estate approved 
by the Secretary of State, and have passed a qualifying examination administered 
by the Department.  Learn how to get your real 
estate license.
 
 
  In order to qualify for licensure as a real 
estate broker, an applicant must have at least one year of experience as a licensed 
real estate salesperson or at least two years of experience in the general real 
estate field (e.g., buying and selling your own property, managing property owned 
by your employer), have satisfactorily completed both the qualifying salesperson 
course of 45 hours and an additional 45 hour real estate broker course as approved 
by the Secretary of State, and have passed a qualifying examination administered 
by the Department.  Who licenses mortgage brokers?  Anyone who 
negotiates or attempts to negotiate any mortgage loan other than a mortgage loan 
on residential property, in the state of New York, is required to be licensed 
as real estate broker, or as a salesperson associated with a real estate broker. 
This license is issued by the NYS Department of State. To negotiate a mortgage 
loan on residential property (one to four family building) registration with the 
New York State Banking Department is required.  If I am a real estate 
management company, do I need a real estate broker's license? That depends 
on what services you provide. If you collect rent or place tenants in vacant spaces 
on behalf of your landlord client, the answer is yes. If, on the other hand, your 
services are strictly maintenance, the answer is no. you are not acting as a fiduciary 
(not handling another person's money). 
  Whom do I call if I am not 
sure whether I completed my 22.5 hours of continuing education during my license 
term?  Contact the school(s) you attended. Schools are required by law 
to maintain course completion records for three years. You may request duplicate 
certificates from the school(s) in the event you are audited. 
 In order 
to renew my salesperson license, I completed the 45-hour broker qualifying course. 
Can I apply the extra 22.5 hours to my next license term?  No. The law 
clearly states that continuing education must be completed within each license 
term. 
 
  I could not complete the continuing education, but I wish 
to renew my license anyway. Can I apply for an extension?  Please refer 
to §177.6 in the real estate law booklet. Extensions will only be granted 
in bona fide hardship cases. You must submit the following, preferably prior to 
your license expiration: a written request for the extension, completed renewal 
form, fee, and original documentation demonstrating your hardship; i.e., medical 
documentation.  I think I might be exempt, but I am not sure when I originally 
became licensed. Can you tell me when I was first licensed?  No. The Department 
of State only maintains seven years of real estate records. You may possibly determine 
your original date of licensure if you know when you completed the salesperson 
course and how long it took you after completing the course to apply for your 
license.  What happens if I do not complete my continuing education and 
don't renew my license?  If you do not renew your license, you cannot conduct 
any real estate activities that require a New York State real estate license in 
accordance with Article 12-A of the Real Property Law. There are no grace periods 
that allow you to continue working while not licensed. You have two years from 
the date your license expires to renew your license. If you fail to renew within 
that period, you will be required to pass the state written examination. No continuing 
education will be required to repeat the licensing process again.  When 
you submit your new salesperson application, you must include the following: your 
new examination results, application fee, and a copy of your expired license/pocket 
card or ORIGINAL proof of completing the salesperson course. If possible, it is 
better to submit original proof of your salesperson course. If you do not have 
an original certificate, then call the school where you took the course to request 
another certificate.  If you are applying for your broker's license, you 
must submit ORIGINAL proof of your 45-hour salesperson course and 45-hour broker 
course, or a copy of your expired broker's license. 
   New 
York Real Estate Schools
  The 
Manfred Real Estate Learning Center
  Get 
your real estate continuing education online!  It's quick , easy and very affordable! click 
here 
   Contact 
MBH today to learn more about the best continuing education on-line 
in New York! Every 
continuing education course is written 
by and for New Yorkers & certified by the New York Department 
of State. click 
here |  
 How do I obtain a waiver 
from the 45-hour salesperson or 90-hour broker course requirement?  You 
must submit a written request stating the waiver you are applying for along with 
ORIGINAL proof of course completion, a detailed outline listing topics and hours, 
and a course description. We only review prelicensing courses from other states 
that were completed in a classroom setting. (No home-study/correspondence courses.) 
The prelicensing salesperson's course must be at least 45 hours of classroom instruction 
and the broker's course, 90 hours.  In addition, if you have graduated with 
a Master's Degree with a concentration in real estate, you may qualify for a 90-hour 
waiver of the qualifying courses. Please submit an official transcript with your 
waiver request.  If you are granted a waiver, you will receive the waiver 
letter, the license application, real estate law booklet, and examination schedules. 
When you are ready to apply for your license, please submit the ORIGINAL waiver 
letter with your application, fee, passed examination results, and any other required 
documents.  I have been a real estate licensee for many years. Am I exempt 
from the continuing education requirements?  Article 12A statutorily requires 
all real estate brokers and salespeople to complete 22½ hours of Department 
of State approved education within their two-year license period prior to the 
date of expiration. The law does provide for an exemption from this requirement 
for a real estate broker who has 15 consecutive years of combined licensure as 
a salesperson and a broker and who is actively engaged in the real estate business 
as a real estate broker at the time of renewal, or an admitted NYS attorney.  Where 
do I get more detailed information?  You may access pertinent law and regulations, 
applications and exam schedules from this website. You may also request this or 
other information by calling a Division of Licensing Services customer service 
representative at (518) 474-4429 or by writing to:  New York State Department 
of State Division of Licensing Services 84 Holland Avenue Albany, New 
York 12208-3490    To 
select a category, please click on the buttons below.   
 
 
 
  
 |   New 
York Mortgages  & Refinance Deals  |    
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    The premier online guide to New York 
real estate and vacation rentals throughout Upstate New York.   
   Enjoy 
your visit!!        
  Chasolen 
joins Rob Grant & Associates staff  SARANAC 
LAKE  Rob Grant & Associates, Real Estate, recently announced that Ruth 
Chasolen has joined its staff as a real estate sales agent. Grant said he was 
especially pleased that Chasolen came with a broad background in sales. click 
here for entire bio       To 
view hundreds of local listings for Catskills Real Estate or Hudson Valley Real 
Estate click on the links below!       
click 
here   www.HudsonValleyRealEstate.com  
  Hudson Valley Real Estate.com 
& Catskills Real Estate .com 
- invite you to take a virtual tour of some of the most spectacular properties 
and homes currently for sale in the Hudson Valley and Catskills Region of Upstate 
New York. These web sites are a unique showcase for Hudson Valley homes throughout 
the Hudson Valley and Catskills real estate, including charming country inns, 
B&B's, vacation homes, lakefront camps and magnificent estates.     
   
click here 
  www.CatskillsRealEstate.com  
   New 
York Real Estate Schools
  The 
Manfred Real Estate Learning Center
  Get 
your real estate continuing education online!  It's quick , easy and very affordable! click 
here 
   Contact 
MBH today to learn more about the best continuing education on-line 
in New York! Every 
continuing education course is written 
by and for New Yorkers & certified by the New York Department 
of State. click 
here |  
 
 
 
   
Snow 
Birds- Fly South!   If 
you love vacationing in the cool Adirondack mountains in the summer, you're going 
to love finding a vacation rental in warm, sunny Florida in the winter. We invite 
you to view beautiful oceanfront homes & vacation condos throughout Florida.   
    
  
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  Florida 
Vacation Rental Directory.com  
click here 
Affordable 
Florida Vacation 
Rentals - quality vacation homes, villas and condos available weekly and short 
term. Enjoy private pools, waterfront, beachfront & estate homes.  
Search by date, price, location. 
Pictures & full descriptions!  click 
here    |     
   
      
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Fab Homes  Save thousands building your own home!   |   
  
                        
Pre Fab Homes  Save thousands building 
your own home! Find prefabricated, manufactured, home kits & modular homes 
in your area. Dealer listings nationwide.   click 
here |   
         
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use a local bank for your home mortgage?     Get lower interest rates 
& a better variety of loans online from discount national banks.   click 
here to compare & get fast and easy mortgage solutions with the lowest 
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Check out these great rates with a click of your mouse!  New 
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 Elements 
of an Energy Efficient House  
   
  Designing and building 
an energy-efficient home is an important step in building a new house or addition. 
An energy efficient home is one that incorporates common sense design principles 
that makes the building efficient in terms of - Reducing the need for expensive 
heating & cooling appliances/equipment - Reducing appliance running costs - Reducing 
energy related greenhouse gas emissions . Energy efficient homes have the following 
elements:a high R-value, tightly sealed thermal envelope; controlled ventilation; 
and lower than usual heating and cooling bills. 
  Most air leakage problems 
are found in the areas listed below. Make sure your builder has identified these 
potential trouble spots in your home building plan and that steps will be taken 
to properly seal:floors  utility 
and other vented areas  staircases on outside or garage walls  holes for 
wiring & plumbing  walls where they meet floors and rooflines  chimneys/fireplaces 
 windows  attics and attic doors  knee-walls and dormers  duct systems 
 bathtubs or showers on outside walls 
     
  |    |    
EnergyEfficientHouses.org  
Energy Star qualified products help protect the environment and save you money. 
Shop for water heaters, windows and other products for your home. 
click 
here  |    |      
      
       
  Fuel 
Efficient Cars 
       
 The FreedomCAR and 
Vehicle Technologies (FCVT) Program is developing more energy efficient and environmentally 
friendly highway transportation technologies that will enable America to use less 
petroleum. The long-term aim is to develop "leap frog" technologies that will 
provide Americans with greater freedom of mobility and energy security, while 
lowering costs and reducing impacts on the environment.   
  Federal income tax 
incentives for hybrid vehicle purchases: Up 
to $3,400 tax CREDIT for hybrids purchased after 2005! $2,000 
tax DEDUCTION for hybrids purchased by the end of 2005!  
     |  
     
Fuel 
Efficient Cars.biz 
  Shop for fuel efficient cars. Research hybrid, electric, diesel, and other 
alternative fuel vehicles.    BestFuelEfficientVehicle.com 
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Find 
gas saving tips, and compare prices of cars with great gas mileage!   
    
    
                  
                     
                      |  
                          New 
                          Tax Credit  
                           New 
and improved hybrid car incentives—full-dollar tax credits—took effect 
on Jan. 1, 2006. For most hybrid car buyers, the new credits are more valuable 
than the prior federal tax incentives, which were a reduction of taxable income.  
The American Council for an Energy Efficient Economy (ACEEE) has provided the 
following estimates.   | Current 
Models |    | Make | Model | Estimated 
Tax Credit |    | Ford | Escape 
Hybrid (2wd) | $2,600 |    | Ford | Escape 
Hybrid (4wd) | $1,950 |    | Honda | Accord 
Hybrid | $650 |    | Honda | Civic 
Hybrid (auto) | $2,100 |    
| Honda | Civic 
Hybrid (manual) | $1.700 |    
| Honda | Insight 
(auto) | $2,600 |    | Lexus | RX400h | $2,200 |   
 | Mercury | Mariner 
Hybrid | $1,950 |    | Toyota | Highlander 
Hybrid (2wd) | $2,600 |    | Toyota | Highlander 
Hybrid (4wd) | $2,200 |    | Toyota | Prius | $3,150 |   
 |   |   |   |   
 | Upcoming Models 
(based on estimated specs) |    | Chevrolet/GMC | Silverado/Sierra | $250 |   
 | Chevrolet/GMC | Silverado/Sierra | $250 |   
 | Lexus | GS450h | $1,300 |   
 | Nissan | Altima | $1,300 |   
 | Toyota | Camry | $1,300 |   
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VISITOR & RELOCATION GUIDE  |     
   
Click here to get valuable resources and tools to help you relocate, buy a home, 
find a great loan & much more! |    |  
 |             Relocating 
to New York State? 
   
       
  To 
request a free relocation kit for any Region in New York 
State including the Adirondacks, Capitol-Saratoga Region, Catskills, Central New 
York- Leatherstocking Region, Chautagu-Allegheny, Finger Lakes, Hudson Valley, 
Long Island, New York City, Niagara Frontier and the Thousand Islands as 
well as the major cities listed below just fill out our simple relocation form! 
 
   
  
   
  "Tired 
of looking at that old car or boat sitting in your back yard! Now you can donate 
it to your favorite charity and receive a valuable tax deduction! All with one 
simple click!"  
     
 |   Donate 
Your Used Vehicle to Charity!  |     
                      Donate 
                        your used car, boat, motorcycle, van or RV to your favorite 
                        charity & receive full fair market value as a tax 
                        deduction!  
Click 
here to learn more and search for your favorite charity!  Free 
nationwide pickup and  
no complicated paperwork.  
It's fast and easy. All 
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and choose from hundreds of religious institutions, schools, and charitable organizations 
 including cancer research, 
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To receive relocation information for any of the 
cities listed below please call (518) 891-3745 or fill out our simple real estate 
relocation 
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